Mortgage Underwriter / US Mortgage / Loan Origination / Loan @ Inspiration Manpower

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Mortgage Underwriter / US Mortgage / Loan Origination / Loan

Inspiration Manpower
4 - 12 Years
Bengaluru
6 years ago
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Job Description

US Residential Mortgage Underwriter Job Description
The underwriter is responsible for verifying and analyzing complex information in order to evaluate and decision on mortgage loan applications. The underwriter will underwrite in accordance with policy and
procedure to ensure mortgage applications meet regulatory guidelines.
Job Duties
Underwrite and decision loans to comply with state and federal regulations.
Maintain a working knowledge of Conventional loans. Should know Fannie & Freddie guidelines.
Knowledge of FHA, VA and/or USDA loans is an added advantage.
Ensuring compliance with company policies and guidelines.
Analyze appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions.
Verify and analyze income to calculate debt to income ratios for decisions. Complex financial statements, asset statements, as well as personal and business income tax returns are analyzed as part of
the decisioning process.
Analyze and review title opinions for decisioning on all loan applications.
Documenting and effectively communicating reasons for the approval/rejection of loans.

must have 2-3 years of recent US residential mortgage origination/initial underwriting experience.

candidates with excellent communication contact

NISHA 9740267***

Employement Category:

Employement Type: Full time
Industry: Banking
Functional Area: Customer Service
Role Category: Technical Support Executive ( voice)
Role/Responsibilies: Mortgage Underwriter / US Mortgage / Loan Origination / Loan /

Contact Details:

Company: Inspiration Manpower
Location(s): Bengaluru

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Keyskills: Mortgage Loan Against Property Lap home equity Underwriting Claims Operations Underwriting Manager

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Your name (*)

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Preferred City (* max. 2 w/comma)

Designation / Expected Role

Current / Recent Company (*)

Experience (*)

Expected Salary (*)

Desired Industry (*):

Functional area / Department (*):

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach ResumeMax 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

Create password

I agree with website service terms and conditions

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Mortgage Underwriter / US Mortgage / Loan Origination / Loan @ Inspiration Manpower

Home > Technical Support Executive ( voice)