US Mortgage Underwriter - Lead
- Golden Opportunities
- 4 - 10 Years
- Chennai
- 6 years ago
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Job Description
Job Description:
US Residential mortgage underwriting/QA experience in Conventional FHA VA USDA DPA etc.
Strong understanding of Desktop Underwriter (DU) and Loan Prospector(LP)
Analyze income & employment credit strength property appraisal; check over debt to income (DTI) and Loan to Value (LTV) and all other information pertinent to the credit decision process on each mortgage application as presented by the applicant
Underwriter to validate that a prospective mortgagors loan application adheres to the lenders Investors (Freddie or Fannie Maes) and guidelines of applicable government agencies to approve the loan
Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender
Reviewing loan conditions and identifying gaps (if any)
Mark errors for any deficiencies observed on the loan
Verify accuracy of supporting employment documents source of down payment/reserves appraisal value and property title commitment received
Open to Night Shifts
Strong understanding of Desktop Underwriter (DU) and Loan Prospector(LP)
Analyze income & employment credit strength property appraisal; check over debt to income (DTI) and Loan to Value (LTV) and all other information pertinent to the credit decision process on each mortgage application as presented by the applicant
Underwriter to validate that a prospective mortgagors loan application adheres to the lenders Investors (Freddie or Fannie Maes) and guidelines of applicable government agencies to approve the loan
Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender
Reviewing loan conditions and identifying gaps (if any)
Mark errors for any deficiencies observed on the loan
Verify accuracy of supporting employment documents source of down payment/reserves appraisal value and property title commitment received
Open to Night Shifts
Employement Category:
Employement Type: Full timeIndustry: BankingFunctional Area: BankingRole Category: Other Customer ServiceRole/Responsibilies: US Mortgage Underwriter - LeadContact Details:
Company: Golden OpportunitiesLocation(s): Chennai+ View Contact
Keyskills: Us Mortgage Underwriting Underwriters Underwriter
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