Hiring For "Lead Underwriter" - Chennai @ Wipro

Job Description

Dear Candidates,

Greetings from Culminant!!

We're hiring for a " Lead Underwriter" with one of the leading BPO MNC based out of Chennai.

Job Role: Lead Underwriter

Experience: 6 to 10 Yrs

Shift Timing: Night Shift (Work from office)

Location: Chennai

Notice period: immediate to 30 days

Job Description

Key Responsibilities

• Lead and manage a team of Live Underwriters handling real-time loan applications
• Review and approve complex or high-value credit cases
• Ensure underwriting decisions comply with internal credit policies and regulatory guidelines
• Monitor live underwriting queues to meet SLAs and TAT requirements
• Provide real-time guidance and escalations support to underwriting team
• Conduct quality checks and audits on underwriting decisions
• Identify process gaps and recommend improvements for efficiency and risk control
• Coordinate with Sales, Credit Policy, Risk, and Operations teams
• Train, mentor, and coach team members on underwriting best practices
• Prepare and share MIS, productivity, and quality reports

Experience

• 6 to10 years of experience in underwriting (Retail / SME / Corporate lending)
• Minimum 1 - 2 years of experience in a team lead or supervisory role
• Hands-on experience in live underwriting processes

Key Skills

• Strong knowledge of credit appraisal and risk assessment
• Experience with retail loans (PL, HL, LAP, Auto) or SME loans
• Ability to analyze financial statements and bank statements
• Excellent decision-making and risk judgment skills
• Strong communication and stakeholder management abilities
• Proficiency in LOS, LMS, and underwriting tools
• Good command over Excel and MIS reporting

Share your updated CV with Sh****i@cu**********s.com.

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If you have any queries, please feel free to reach out to me at 7448410***.

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   Live Underwriting Lead Team Lead Underwriting