Senior Underwriter @ Coforge

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Senior Underwriter

Coforge
2 - 7 years
Pune
2 months ago
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Job Description

Job description:

Should be aware of 4 cs of Underwriting (Credit, Capacity, Collateral & Capital)
Should be well versed with Investor Guidelines (FNMA, FHLMC & GNMA)
Should know how to calculate and derive income per Income documents as per pay frequency (Daily, Weekly, Bi-Weekly, and Bi-Monthly/Semi S Monthly).
Income document requirements for different types of income(Salaried, Self-Employed & Other types of income)
Should have knowledge to review Asset documents, Credit Report, Investor guidelines, Fraud Alerts, Public records, Judgements & Liens.
Have Knowledge of Appraisal Report, Appraisal Management guidelines (differs per lenders), Appraisal form types basis type of property (1004, 1073, 1025 etc.), Condo & PUD property requirements.
Should know to calculate Qualifying ratios (Debt-to-income & Frontend ratio)
Should know to review AUS findings and meet or clear the AUS findings requirements or Potential Alerts.
Should know to review other critical documents like (Sales Contract, Insurance docs & Tax docs)
Should investor guidelines.

Job Classification

Industry: BPM / BPO
Functional Area / Department: BFSI, Investments & Trading
Role Category: General Insurance
Role: Underwriter
Employement Type: Full time

Contact Details:

Company: Coforge
Location(s): Pune

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Keyskills: Us Mortgage Underwriting Loan Origination Post Closing Credit Underwriting Underwriting Us Residential Mortgage Credit Reporting US Mortgage Residential Mortgage Appraisal Pre Underwriting Capacity Mortgage Underwriting Income Calculation Collaterals

Fraud Alert to job seekers!

₹ -5 Lacs P.A

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Your name (*)

Email (*)

Mobile (*)

Preferred City (* max. 2 w/comma)

Designation / Expected Role

Current / Recent Company (*)

Experience (*)

Expected Salary (*)

Desired Industry (*):

Functional area / Department (*):

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach ResumeMax 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

Create password

I agree with website service terms and conditions

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Coforge

www.coforge.com

Senior Underwriter @ Coforge

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