Us Residential Mortgage Underwriter !! Wfh !! Live Underwriter !!
- Firstsource
- 3 - 8 years
- Chennai
- 4 days ago
- Email to a friend
- Report this job
Job Description
We are hiring for US Mortgage Live Underwriters!! WFH!!
HR SPOC : Aiswarya M
Role & responsibilities
Underwriter and Sr Underwriter
Experience required for the Job: 3+ years in US Mortgage Underwriting
Job Location: Remote
Key skills: US mortgage Underwriting, Residential Mortgage, End to end Live Underwriting
Position Overview
- Candidate should have total 3+ years of US mortgage underwriting experience, Residential Mortgage, Live underwriting
- Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
- Should have good analytical and problem-solving skills
- Should have decision-making skill when applying in business judgment
- Evaluate complete loan documents and should provide approval or denial decision
- Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
- Thorough income calculation Salaried income, business income, retired other income and rental income
- Complete review of Collateral and property valuation
- Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
- Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
- Validating and processing the Loan documents on behalf a Mortgage lender organization.
- Evaluating evidence of borrowers willingness and ability to repay the obligation
- Good communication, Presentation skills, Self-motivated and hard working
About you:
- Minimum 3 years of Underwriting experience in US Mortgage.
- Sound knowledge of US Residential mortgage
- Exposure of Underwriting processes & guidelines.
- Excellent critical thinking, problem solving and sound judgment.
- Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
Note:
- Share your resume to the below mentioned WhatsApp Number or Email ID.
- Reach out to the same contact number for further information regarding the interview process.Contact:
Aiswarya
8072289***
ai*********m@fi********e.com
Disclaimer:
Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or ai*********m@fi********e.com
Job Classification
Industry: BankingFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Lending - OtherEmployement Type: Full timeContact Details:
Company: FirstsourceLocation(s): Chennai
Keyskills: Us Mortgage Underwriting Live Underwriting Credit Capacity Us Residential Mortgage Underwriting US Mortgage Income Calculation Appraisal Post closing Collaterals
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