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Medical officer @ Vidal Health Insurance

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 Medical officer

Job Description

Job description Claims processors 

Job Purpose 

To review and adjudicate inpatient reimbursement claims by validating medical documentation, policy terms, and insurer protocols, ensuring accurate, timely, and compliant claim processing. 

Principal Accountabilities 

Process inpatient reimbursement claims accurately and within TAT as per insurer and organizational guidelines. 

Review and validate medical documents (diagnoses, procedures, discharge summaries) against policy and coding standards. 

Escalate complex or out-of-limit cases to the Team Manager/Medical Specialist for timely resolution. 

Ensure compliance with regulatory, insurer, and organizational requirements while maintaining audit-ready records. 

Coordinate with hospitals for clarifications and support managers in resolving insurer or customer queries. 

Reporting Structure: 

Reports To: Manager 

Major Challenges 

Managing high claim volumes while maintaining TAT and accuracy. 

Interpreting diverse insurer policies consistently. 

Balancing quick turnaround with thorough document scrutiny. 

Coordinating with hospitals and internal stakeholders under strict deadlines. 

Decisions 

Independent: Adjudication of standard pre-authorization cases as per policy terms. 

With Approval: Escalations requiring specialist opinion, insurer concurrence, or deviations from package norms. 

Interactions 

Internal: Claims team

External: 

Hospitals through Query (for discharge summaries, clarifications, and missing documents). 

Insurers (for concurrence and escalations). 

Qualifications & Experience 

Education: Graduates -BHMS/BAMS/BDS/MBBS

Experience: 

Fresher medical graduates can apply. 

Prior experience in Pre-Authorization / Claims management in a TPA or HealthTech setup preferred. 

Exposure to authorization or reimbursement processes is an added advantage. 

Team Lead: 3+ years of experience in the same domain. 

Other requirements: 

Strong medical knowledge with willingness to work in a non-clinical, process-driven role. 

Good analytical and decision-making ability. 

Effective written and verbal communication skills. 

Proficiency in MS Office (Excel, Word, Outlook). 

Flexible to work in shifts as per business requirements. 

Job Classification

Industry: Insurance
Functional Area / Department: Healthcare & Life Sciences
Role Category: Doctor
Role: Chief Medical Officer
Employement Type: Freshers

Contact Details:

Company: Vidal Health Insurance
Location(s): Jaipur

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Keyskills:   medical analytical bac emergency healthcare authorization writing icu hospital doctor activities communication skills pre process opd tpa verbal communication diagnosis medicine general medicine excel bds claims management claims physician activities word ms office

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Vidal Health Insurance

TTK Healthcare Services is a part of the 74 year old TTK Group providing TPA services to leading general insurance companies. TTK as a TPA provides call center, customer-relations and claim settlement services to the policy holders.

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