Front End Live Underwriter - Us Mortgage || Wfh
- Sutherland
- 2 - 4 years
- Mumbai
- 2 days ago
- Email to a friend
- Report this job
Job Description
Job Description :- Live Underwriting into one powerful, end-to-end Mortgage Operations role:
Company: Sutherland
Location: Navi Mumbai (Work From Home)
Job Type: Full-Time
Shift: US Shift (6:30 PM 6:30 AM | Any 9 Hours)
Week Offs: Saturday & Sunday (Fixed)
Experience: 24 Years (US Underwriting Mortgage Mandatory)
Notice Period: Immediate Joiners Preferred
Required Qualifications & Skills
- HSC and Bachelors Degree (Mandatory)
- 25 years of experience in mortgage operations (processing, underwriting, QC, or compliance)
- Strong understanding of the mortgage lifecycle (origination to servicing)
- Expertise in income calculation, including self-employed borrowers
- Working knowledge of 4 Cs of Credit and underwriting guidelines
Experience -2+ year of US Live Underwriting experience
- Review mortgage applications and supporting documentation for accuracy and completeness.
- Evaluate borrower eligibility based on credit, income, assets, employment, and collateral information.
- Perform detailed analysis of income and employment documentation (paystubs, W-2s, tax returns, VOEs, etc.) to determine qualifying income (if applicable).
- Assess borrower eligibility using the 4 Cs of Credit (Character, Capacity, Capital, Collateral).
- Validate assets for down payment, reserves, and closing costs, ensuring proper sourcing and seasoning.
- Review preliminary credit reports, identifying potential red flags such as undisclosed debts, inquiries, or inconsistent information.
- Ensure loans comply with company policies, investor guidelines and applicable regulations.
- Identify missing or incomplete documentation and condition files appropriately for further review.
- Communicate clearly with processors, loan officers, and other stakeholders regarding required documentation or issues found.
- Document findings, calculations, and justifications in the loan origination system (ZOS).
- Work closely with Back-End Underwriters to ensure smooth handoff of files for final review and decision.
Apply - https://smrtr.io/vXTRj
Job SmartRecruiters
Mentioned - HR- Mehjbin
Job Classification
Industry: Real EstateFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Lending - OtherEmployement Type: Full timeContact Details:
Company: SutherlandLocation(s): Mumbai
Keyskills: Us Mortgage Underwriting US Live Underwriting Underwriting Us Residential Mortgage US Mortgage Appraisal
Similar positions
Sutherland
\n\nTech Mahindra is a global consulting service and systems integrator that operates in over 90+ countries, delivering solutions with a unique blend of digital innovation and robust, industry-strong processes.
Job Listings
We are in open beta version of website, please let us know if any issues, at: info(at)indigojobs.in