Product Manager - JLG
- Idfc First Bank
- 2 - 5 years
- Mumbai
- 9 days ago
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Job Description
Job RequirementsRole/ Job Title: Product Manager JLG
Business: JLG
Function/ Department: JLG
Job Purpose
We are looking for a highimpact Product Manager to own and evolve the endtoend policy framework for our JLG lending business. The role will be central to balancing growth and risk by designing scalable, compliant, and fieldaligned policies across sourcing, underwriting, disbursement, renewals, and collections. This position requires close collaboration with risk, business, operations, technology, and compliance teams to translate policy intent into executable, systemdriven solutions.
Roles & Responsibilities
- Own and drive the policy lifecycle for JLG lending across customer acquisition, credit assessment, loan structuring, renewals, and collections
- Design, review, and enhance credit and operational policies to support portfolio growth while ensuring strong risk controls and portfolio quality
- Translate policy requirements into clear product rules and system logic, working closely with technology teams to enable automation and configurability
- Partner with Risk, Business, Operations teams to ensure policies are practical, compliant, and auditready
- Continuously monitor portfolio performance, field feedback, and regulatory changes to recommend timely policy refinements
- Ensure alignment between policy design and onground execution, minimizing exceptions, overrides, and manual interventions
- Support rollout of policy changes through training, documentation, and enablement of business and field teams
- Drive databacked decisionmaking by defining policylinked metrics, guardrails, and monitoring dashboards
- Handson experience working with credit policies, underwriting frameworks, eligibility criteria, and portfolio controls
- Ability to work effectively with crossfunctional teams including business, risk, ops, tech, and compliance
Educational Qualification:
Graduate/Post Graduate
Experience:
2+ years of experience in product, policy, risk, or business roles within banking, NBFCs, MFIs, or fintech lending.
Exposure to JLG, microfinance, or rural lending ecosystems preferred
Job Classification
Industry: BankingFunctional Area / Department: Product ManagementRole Category: Product Management - OtherRole: Product Manager - CardsEmployement Type: Full timeContact Details:
Company: Idfc First BankLocation(s): Mumbai
Keyskills: microfinance execution project management lending credit risk documentation business analysis control business planning monitoring fintech customer acquisition underwriting framework operations product management technical analysis scrum metrics acquisition agile
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