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Business Analyst @ Accenture

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 Business Analyst

Job Description


Project Role : Business AnalystProject Role Description : Analyze an organization and design its processes and systems, assessing the business model and its integration with technology. Assess current state, identify customer requirements, and define the future state and/or business solution. Research, gather and synthesize information. Must have skills : Clear2PayGood to have skills : Payments Fundamentals, Core Banking, Fiserv Enterprise Payments Platform
Minimum 7.5 year(s) of experience is requiredEducational Qualification : 15 years full time education
Summary:
As a Business Analyst, We are looking for a skilled Payments Business Analyst to join our team, focusing on SEPA and DKK payments. The ideal candidate will have strong expertise in European and Nordic payment schemes, cross-border transactions, and end-to-end workflows. They will be responsible for gathering business requirements, collaborating with stakeholders, and supporting the implementation of compliant, efficient payment solutions.
Roles Responsibilities:
  • Act as a Payments SME for SEPA and DKK payments, ensuring compliance with EPC, NPC, SEPA, and P27 frameworks.
  • Gather, analyze, and document business and functional requirements for SEPA Credit Transfers (SCT), Direct Debits (SDD), instant payments, and DKK clearing transactions.
  • Collaborate with business users, product teams, and technology stakeholders to design solutions aligned with industry best practices and regulatory mandates.
  • Work extensively with ISO 20022 formats (PAIN, PACS, CAMT) and validate the impact of regulatory changes.
  • Define and support batch processing logic for SEPA and DKK payments, ensuring accurate settlement and reconciliation.
  • Partner with technical teams to design and test payment workflows, validation rules, and exception handling.
  • Support UAT, SIT, and production deployment, ensuring test cases align with business scenarios and compliance requirements.
  • Analyze and troubleshoot payment failures, rejections, and compliance checks, providing remediation strategies.
  • Ensure alignment with AML, KYC, fraud control, and compliance frameworks for SEPA and DKK transactions.
  • Provide training and guidance to junior analysts on SEPA rules, Nordic clearing mechanisms, and batch processing structures.
    Professional Technical Skills:
  • 5+ years of experience in Payments, with expertise in SEPA and DKK payments, and preferably other local schemes or cross-border payments.
  • Strong knowledge of SEPA Credit Transfer (SCT), instant payments, and Nordic clearing systems.
  • Experience in batch processing, reconciliations, and settlement workflows.
  • Hands-on expertise in ISO 20022 formats (PAIN, PACS, CAMT) and message transformations.
  • Familiarity with payment gateways, clearing systems, and correspondent banking networks.
  • Ability to analyze payment regulations, compliance frameworks, and fraud risk controls.
  • Proficiency in SWIFT messaging, AML screening, and transaction monitoring is a plus.
  • Strong analytical, problem-solving, and stakeholder management skills.
  • Experience working with Agile methodologies, JIRA, Confluence, and BA tools.
  • Basics of Kafka for payment event streaming.
  • Command Line proficiency for troubleshooting and batch operations.
  • Hands-on experience with Postman for API testing.
  • Knowledge of REST APIs and SOAP services for payment integrations.
  • The candidate should have minimum 7.5 years of experience in Clear2Pay.
  • This position is based at our Bengaluru office.
  • A 15 years full time education is required.
  • Bachelor s or Master s degree in Finance, Banking, IT, or related fields.
  • Certifications in Payments, SEPA, or ISO 20022 standards are a plus.
  • Prior experience working with banks, fintech, or payment service providers.
  • Opportunity to work on strategic payment transformation projects.
  • Exposure to global payment ecosystems and regulatory frameworks.
  • Work with a highly skilled team of Payments SMEs and industry experts. Qualification 15 years full time education

    • Job Classification

    Industry: IT Services & Consulting
    Functional Area / Department: Data Science & Analytics
    Role Category: Business Intelligence & Analytics
    Role: Business Analyst
    Employement Type: Full time

    Contact Details:

    Company: Accenture
    Location(s): Bengaluru

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    Keyskills:   Business Analyst Aml Compliance Fintech Agile Methodologies Finance Payment Gateways Apis Banking Kafka Research Soap Jira Rest Api Testing Kyc Confluence Reconciliation Agile Swift Stakeholder Management Batch Processing

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