Regional Credit Manager - Personal Loan Andheri/Worli
- Indusind Bank
- 8 - 10 years
- Mumbai
- 4 days ago
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Job Description
Roles and responsibilities:
- Efficiently manage the team of Underwriters and underwrite PL applications in accordance with the laid down Product and Credit Policy guidelines
- Ensure applications are processed within defined TAT as per the expected quality of processing
- Liaise with other departments of the bank through regular interaction to ensure pre-and post decisioning processes are efficient.
- Liaise with HR for hiring plan for the team. Mentor and train new recruits in the Underwriting team
- Help in setting up of Credit processes and support standardization
- Work towards ensuring satisfactory Internal and external Audit reports through process adherence and quality management
- Identify and implement cost saving avenues wherever possible for the function
Technical Skills:
- Knowledge of loan originating cycle Loan application, processing, underwriting and disbursement.
- Good knowledge of Loan Origination System.
- Experience in analysing of credit policy and repayment capacity before approving the loan application
- Working knowledge of credit bureau, preferably of CIBIL score and report
- Microsoft Office exposure, specifically MS-Word and MS-Excel
Soft Skills:
- Leadership skills and capacity to lead by example
- Strong analytical, decision making and communication skills
- Ability to multi task and work independently
- Strong attention to details and ability to time management
- Problem solving and result based approach
Job Classification
Industry: BankingFunctional Area / Department: BFSI, Investments & TradingRole Category: Banking OperationsRole: Regional ManagerEmployement Type: Full timeContact Details:
Company: Indusind BankLocation(s): Mumbai+ View Contact
Keyskills: Retail Banking Operations Team Handling Credit Risk Management Credit Underwriting Loan Operations
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Indusind Bank
\n\nBandhan Bank Ltd. is an Indian banking and financial services company, headquartered in Kolkata, West Bengal. Bandhan Bank is present in 34 out of 36 states and Union Territories of India. Presently Bandhan Bank has 5,371 banking outlets pan-India serving more than 2.30 crore customers. On 17 Ju...
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