Credit Manager - Jajpur,Raipur - Aavas
- Aavas Financiers
- 3 - 6 years
- Jajpur
- 1 year ago
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Job Description
Role & responsibilities
- Evaluation of Proposals put up for recommendation /approval as per credit policy.
- Customer visit and discussions to assess the loan requirement.
- Customer business and income assessment.
- Understanding the business thoroughly for self-employed non-professional profiles.
- Ascertaining and Validating the revenue streams and expenditure of the business.
- Should be able to see through the potential risks of the proposal.
- Should have ability to do due diligence without sufficient and formal documents / data.
- Files Checking as per Credit Policy.
- Risk Analysis related to case & Client.
- Maintaining quality of credit information, underwriting standards and presentation.
Preferred candidate profile
- Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
- Understanding of local business and micro economy
- Keen understanding and focus on risk, controls, compliance and regulatory framework
- Strong analytical & communication skills (written & verbal)
- Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
Interested Candidate can share their CV's on below mentioned mail ID or Whats-app Number.
Mail ID: vi**********e@aa**s.in
Whatsapp: 8505045***
Job Classification
Industry: Financial ServicesFunctional Area / Department: BFSI, Investments & Trading, Role Category: LendingRole: Credit ManagerEmployement Type: Full timeContact Details:
Company: Aavas FinanciersLocation(s): Jajpur+ View Contact
Keyskills: Credit Analysis Credit Underwriting home loan credit CPA Credit Processing
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