Credit Underwriter | Cars24

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Credit Underwriter | Cars24

Cars24
2 - 6 years
Noida, Gurugram
17 hours ago
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Job Description

Job description

Role & responsibilities :

Check complete files (KYC, Income & Financial Documents, Bank Statements) CIBIL and raise queries if there are some documents missing which are required as per policy for Loan appraisal.
Handling complete login process.
Personal Discussions (PD) with Borrowers and Recommendation for Loan Sanction.
Downloading and analyzing Credit Bureau History; analyses financial and bank statements of the prospective.
Analysis the File of SENP, SEP, PARTNERSHIP and Company Files (Pvt. Ltd and Public Limited).
Preparation of Monthly MIS.
Responsible for reprocess of reject cases.
MIS coordinator between Branch credit and Ho Credit.

Preferred candidate profile

Graduate from any recognized university (no preference for stream)
2+ years of Credit Underwriting experience in AL, PL, BL, LAP/HL etc.
Decent understanding of various credit parameters like Cibil checking, FOIR, Banking understanding along with calculation of Average Quarterly balance, TVR/PD with customer and preparing relevant Credit Note.
Basic knowledge of working of MS Office, Google Sheets etc.

Locations -- NCR, Mumbai, Bangalore, Pune, Hyderabad, Ahmedabad, Chennai

Job Classification

Industry: Miscellaneous
Functional Area / Department: Other
Role Category: Other
Role: Other
Employement Type: Full time

Contact Details:

Company: Cars24
Location(s): Noida, Gurugram

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Keyskills: Credit Underwriting Credit Analysis Credit Appraisal Underwriting Credit Assessment CIBIL

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Designation / Expected Role

Current / Recent Company (*)

Experience (*)

Expected Salary (*)

Desired Industry (*):

Functional area / Department (*):

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach ResumeMax 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

Create password

I agree with website service terms and conditions

Cars24

CARS24 SERVICES PRIVATE LIMITED A rickety Ambassador or a shining new Porsche, a JK or a TN registration plate, an accidental car or one which wouldn't start, none of it matters because we buy any car at the best price. We have a simple solution to the most complex problem that a car owner faces...

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Credit Underwriter | Cars24

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